◆ Ledgerling

Stored on this device only — there's no server, so this protects your budget from other people using the same browser, not from someone with access to this device's storage. Losing your password means losing access; use Export in Settings to keep a backup.

Every deposit and every impulse buy will show up here.

01 · Build your ledgerling

Make someone your money can grow into.

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Accessories (pick any number)

02 · Set the rules

Where does the money go?

Split 100% across your categories. This is what your ledgerling will hold you to.

Total allocated: 0%
◆ Ledgerling
Lv. 1

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Newcomer

Just getting started.

0 / 100 XP
Well-Fed (food)0%
Morale (wants)50%
Responsibility (needs)50%

Neo

Your money advisor

Left to spend this month $0

Budget this month

Last 14 days

Goals

Set something you're saving toward — Neo can tell you the pace you'll need.

Recurring bills

Income

Journal

Recent activity

Your goals

Set something you're saving toward — Neo can tell you the pace you'll need.

Insights

to

Spending over time

By category

Investments

Add what you're currently holding — stocks, ETFs, crypto, whatever you're tracking — and I'll total it up.

Settings

Appearance

Avatar

Skin tone
Body type
Eye colour
Hair style
Hair colour
Outfit style
Outfit colour
Accessories (pick any number)

Account

Neo & AI

Checking…

Neo can hand your questions to an AI model (Groq Cloud) so it can reason about your real numbers. Only a summary you control is sent, through this site's own server — never stored by Ledgerling.

Exactly what gets sent

            


            

              
Data

              
Everything lives on this device. Export a backup now and then — it's the only copy.

              

                
                
              

            


            

              
Danger zone

              

                
                
              

              
            

          

        

      


    


    

      

      
      
      
      
      
    

  


  
  

  
  

    

      

      
Quick add

      

        

          
          
          
        

      

      

      

        
        
        
        
        
        
        
        
      

      
    

  


  
  

    

      

      

        
Add to your ledger

        

          
          
          
        

      


      

        

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Reading screenshot…0%

          

        

        
    
          
  • Crop to the list of transactions — the fewer extras, the better it reads.
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  • Make sure amounts and merchant names are fully visible, and screenshots aren't blurry.
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  • You'll review and fix everything before anything is added.
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NeoMoney advisor

      

        
        
        
      

    

    

    

    

      
      
      
    

  


  
  

    

      

        
Journal

        

          
          
        

      

      

        
        
        
      


      

        

          

            
            

            
          

          

            How are you feeling about money right now?
            

          

          

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Edit budget

      
Adjust your split or add a category. It has to add up to 100%.

      

        
        
      

      

      

      

        
        

        
        
      

      
Total allocated: 0%

      

        
        
      

    

  


  
  

    

      
Add a savings goal

      
      
      
      

        
        
        
      

    

  


  
  

    

      
Add a holding

      
      
      
      
      
      

        
        
        
      

    

  


  
  

    

      
Review before adding

      
Check each line — fix anything the scanner got wrong, or untick what you don't want.

      

      
What the scanner read

      

      

        
        
      

    

  


  
  

    

      
Recurring income

      
      
      
      
      
      

      

        
        
        
      

    

  


  
  

    

      
Edit entry

      
      

        
        
      

      
Category