◆ Ledgerling

Stored on this device only — there's no server, so this protects your budget from other people using the same browser, not from someone with access to this device's storage. Losing your password means losing access; use Export in Settings to keep a backup.

Every deposit and every impulse buy will show up here.

01 · Build your ledgerling

Make someone your money can grow into.

Skin tone
Body type
Eye colour
Hair style
Hair colour
Outfit style
Outfit colour
Accessories (pick any number)

02 · Set the rules

Where does the money go?

Split 100% across your categories. This is what your ledgerling will hold you to.

Total allocated: 0%
◆ Ledgerling
Lv. 1

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Newcomer

Just getting started.

0 / 100 XP
Well-Fed (food)0%
Morale (wants)50%
Responsibility (needs)50%

Neo

Your money advisor

Left to spend this month $0

Budget this month

Last 14 days

Goals

Set something you're saving toward — Neo can tell you the pace you'll need.

Recurring bills

Income

Journal

Recent activity

Your goals

Set something you're saving toward — Neo can tell you the pace you'll need.

Insights

to

Spending over time

By category

Investments

Add what you're currently holding — stocks, ETFs, crypto, whatever you're tracking — and I'll total it up.

Settings

Appearance

Avatar

Skin tone
Body type
Eye colour
Hair style
Hair colour
Outfit style
Outfit colour
Accessories (pick any number)

Account

Data

Everything lives on this device. Export a backup now and then — it's the only copy.

Danger zone

Add to your ledger

$

$

Reading screenshot…0%
  • Crop to the list of transactions — the fewer extras, the better it reads.
  • Make sure amounts and merchant names are fully visible, and screenshots aren't blurry.
  • You'll review and fix everything before anything is added.
NeoMoney advisor

Journal

How are you feeling about money right now?
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Edit budget

Adjust your split or add a category. It has to add up to 100%.

Total allocated: 0%

Add a savings goal

Add a holding

Review before adding

Check each line — fix anything the scanner got wrong, or untick what you don't want.

What the scanner read

Recurring income